Bankruptcy : Business & Finance
For many Americans, a 401k plan contains a considerable amount of wealth. As such, some people choose to tap into their 401k account to pay bills or handle other financial expenses. However, a 401k offers significant tax advantages when used solely for saving and investing for retirement. That makes
For some Americans, tax season means a sizeable tax bill from the Internal Revenue Service (IRS). As a government creditor, the IRS enjoys greater collection ability than commercial creditors, such as banks and credit card companies. Provided you meet the IRS's settlement criteria, it will negotiate
Have you ever wondered how an individual gets to be called as a professional debt settlement expert? How do you become expert in these things? Is there a college or an institution where individuals are taught how to negotiate and settled debts?
Debt management or consolidation services can be a lifeline to those in desperate need of reworked finances. Unfortunately, these services often don't come cheaply and scam artists are everywhere. Luckily, affordable -- even free -- help is available. If you're ready to do some legwork yourself, you
Bankruptcy sometimes feels like the only option when you're heavily in debt. A legitimate credit counselor can help you eliminate it with a realistic payment plan that doesn't involve going to court. The Federal Trade Commission (FTC) warns there are many scammers who promise to help and then disapp
Are you caught in a debt trap? If you have more debts than you can possibly manage on your income, if you are afraid to answer the phone because your creditors keep calling and you are hesitant to open your mail because letters from creditors and bills and overdue notices are all you find, you know
Modern technology has provided unprecedented opportunities for those who want the convenience of working from home. Medical billing and coding is an ideal option for people seeking a career from home, because all medical and coding duties can be performed using a computer, a telephone and, possibly,
The world of finances should run on logic and common sense alone. However, too much is at stake for service providers and lenders to adopt a rational and logical approach. A debt settlement company will lose its business if it advises its customers to go in for a debt consolidation. The same is the
Although there are Wisconsin state laws affecting bankruptcy, most bankruptcy laws are federal laws. The bankruptcy process is governed by the U.S. Courts, with courts located in every state. Wisconsin law deals primarily with exemptions allowed in filing bankruptcy, but the bankruptcy process and t
Debt settlement is when you and a creditor agree to let you pay less than the balance owed, as payment in full. The amount of money that a credit card company will accept will vary from company to company. You may be able to get a good offer. Creditors will not settle debts until you are past due 90
this article focuses on the cash factoring services of an online service provider.
This is a very common question we get asked all the time during our consultations, and we see plenty of people with high medical bills. So you are not alone. In fact, one Harvard researcher ...
You'll have a hard time finding an adult who doesn't have at least one student loan, credit card, mortgage or car loan. According to USA Today, debt among college students is at record levels. Students are relying on credit cards to pay for their educational expenses. In the book "The Road to Wealth
There are numerous reasons for which your wages may be garnished after a civil judgment, including owed child support, unpaid credit card bills or an outstanding IRS bill. Depending on the company for which you work, the entity to whom you owe the money and the terms of the judgment, you may be able
Once you have filed for bankruptcy, you will find that it will prove a bit challenging for you to continue holding a bank account with your bank. What happens in most cases is that, it will be frozen and eventually closed, probably until you have been discharged from your bankruptcy. This happens be
If a homeowner finds himself in a tough spot financially and also has to deal with a house that is worth less than his current mortgage, he may opt for a short payoff. It is a way to relieve the homeowner of the house obligation without a foreclosure. But some people don't realize that a short payof