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Personal Finance : Business & Finance

Purchasing Power Risk

Purchasing power risk is the risk that your investment's value will decline as the price of goods rises. The investment's value itself does not decline, but its relative value does, which is essentially the same thing.

How to Send Money Through Bank Wires

Bank wires allow you to easily transfer money between accounts at financial institutions such as banks, credit unions and investment brokers, to name a few. They are normally used when working with large amounts of money or when funds are needed in a hurry. Money may be transferred to pay bills, ma

Can I Hold an Oil Trust in My IRA?

When oil prices rise, it makes oil and gas investments of all types more attractive to both sophisticated and novice investors. This asset class has provided an excellent alternative to the debt and equity markets over the past few years and has become a natural choice for retirement savers. But can

Effective Ways to Repair Credit

Credit repair is a process. It takes time to mess up your credit record. FICO, the biggest credit score provider, explains that each delinquent account, charge-off, court action, repossession and other negative action pulls you further down. Eventually you will have trouble opening any...

What Is Compound Interest & Is It Important?

Two main types of interest exit where investors can earn on their money: simple interest and compound interest. Simple interest pays interest on your principal alone. Compound interest is the ability to earn interest on your principal and interest. Compound interest is one of the most powerful princ

How Does a Land Trust Work?

Purchase the LandDue to property different process applications and shorter legal procedures, land trusts are generally easier to pass on than property from the owners to the heirs. Establishing a land trust allows a community to purchase property that would otherwise be difficult for an...

How Can Overpayment of Unemployment Benefits Occur?

Occasionally, a person who is or was receiving unemployment benefits is notified by the agency issuing the benefits that it has overpaid. In this situation, the recipient is generally be required to repay the agency the difference between the amount that the agency paid him and the amount that was r

What Is the Average Pay for Trucking Dispatchers?

Trucking dispatchers send drivers to pick up and deliver freight. They use telephones, radios and computer messaging systems to provide drivers with all necessary information regarding scheduling and locations of pick-up and delivery. Dispatchers also keep records of all the work performed. Most tru

Buy Silver Coins: Is It the Practical Choice?

In today's dynamic world, it is hard to make decisions regarding investments when we lack information. Right now, it is very hard to seek the best advice in investment decision making because there are many ...

Grants for Single Moms With Two Kids

Only a limited number of educational grant sources offer funding specifically for single mothers. However, a wide variety of companies and organizations sponsor student aid programs exclusively for female students. Corporate programs offer grants for women planning to enter specific fields and women

How to Get Hired With a Bankruptcy

Although bankruptcy is designed to give people with financial troubles a new start, for individuals seeking employment, it can feel like one more burden for them to carry. Many fear that employers will see them as someone who cannot handle responsibility because of their financial failures. Fortunat

Vanguard 401k Terms of Withdrawal

Like other 401k plans, the Vanguard plan allows employees to have a percentage of their pretax pay dedicated to the plan, with employers matching up to a set amount that varies from one employer to another. Contributions are then invested so that the money grows over time. However, it may become nec

How To Get Cheaper Checking Accounts

In this article today I'd like to discuss several tips, tricks, and tactics that just about everybody can use to find cheaper checking accounts to help manage your personal finances. Times are tough for everybody. ...

How to Remove My Name From Chexsystems

ChexSystems is a network of banks and financial institutions that report negative information about a consumer's behavior. For example, if you owe money to a bank due to writing a bad check, the bank will report that information to ChexSystems as a way to warn other banks about your behavior. If the

Eligibility Requirements for Social Security Retirement

Eligibility requirements to receive Social Security retirement are the same regardless of your age when you apply for the benefits. Earning sufficient gross wages while you worked is a key factor in your eligibility. You can either retire early or wait until you reach full retirement age to claim yo

Federal Extended Unemployment Benefits Law

In times of high unemployment, the federal government may add to the amount of time for which out-of-work employees are eligible to collect unemployment benefits. The exact duration of the benefits extension varies by state depending on the unemployment rate. The weekly benefit amounts and other ter

How to Follow up on a Disability Claim

The Social Security Administration handles all disability claims in the United States. The agency has to handle every case of disability that gets filed. Sometimes, cases get lost in the shuffle. Following up on your disability case is one way to make sure that your paperwork moves through in a time

Who Must File a 1041 Form With the IRS?

A 1041 form is an income tax reporting form that an estate or trust files. The IRS requires the estate or trust manager to file this form each year. With some types of trusts, the income passes through directly to the beneficiaries so the trust or estate doesn't pay any taxes itself, but the trust s